Excitement, nervousness and facing the unknown. These are three things that everyone entering early adulthood will face at sometime. Whether just exiting university or higher education and not knowing what you’re going to do, or planning on starting a family, keeping and using your money sensibly can be difficult.
At moneyextra.com, we have researched and collected some of the more handy pieces of advice to help you spend less on the things you need and want. We want you to make sure you get the most of your money and become your life-saver.


Utility bills can be some of the biggest outgoings for those in early adulthood. It can feel like the bills come in at a constant flow, with one being paid off seemingly as the next arrives. At this stage in your life, utility bills can be the last thing on your mind, yet it’s useful to make sure you know how to get the best deals and savings to reduce the price you have to pay.

With a team on hand which are easily contactable, moneyextra.com can help you find, compare and contrast the best tariffs for your gas and electricity, to make sure you’re getting the best deals around. Our free service gives you the opportunity to read up on how to reduce your bills, or simply get someone here at moneyextra.com to do it for you!

To find out more about how to reduce your bills and find the best deals for you, click here.

Dealing with debt

Experiencing your first credit card bill, dealing with loan interest payments, or struggling for money, Early Adulthood can leave you vulnerable to debt. These years can be some of the most expensive of your lives, with some trying to get on the property ladder, buy cars or pay essential family costs. Therefore it’s important to be fully aware of all your options and advice surrounding debt.

Moneyextra.com has advice on where to get help dealing with debt, including action plans to get you out of it. From the beginning of debt problems, to the resolution, including advice on Debt Management Plans (DMPs), Individual Voluntary Arrangements (IVAs); as well as bankruptcy, council tax arrears and more, moneyextra.com can help to answer any questions you may have.

Get the answers you need, and the best advice from the dealing with debt section here.


Find out if you can free up some money that you’re entitled to claim back. Early Adulthood can be a challenge, with money tied up in necessities and bills. Think of how a cash boost could help you out.

Many people aren’t aware of what they can potentially claim. Moneyextra.com offers advice and help on claim such as mis-sold Payment Protection Insurance (PPI), Packaged Bank Accounts (PBAs) and travel claims. It’s always worth checking if you’re eligible for one of these, especially if you have taken out a loan, opened a bank account, or had a delayed flight.

Find out if you could benefit from a lump sum that you’re owed here.

Vouchers and shopping

Taking the kids out, buying essentials, or just simply treating yourself, it’s always handy to know where’s cheapest to shop and where you can save. A tough week at work, stress with the family amongst many other things, can make Early Adulthood one of the times where treating yourself is a necessity. Let’s face it, although not many people need an excuse to treat themselves at the shops, many of us could save whilst doing it, giving us an excuse to do it again!

From money off when you’re shopping at all of your favourite retailers, to discounts when eating out and travelling, there is something for you on moneyextra.com. There are hundreds of bargains available for you to browse at your leisure. Take a look and see how much money you can save today.

Find out more here.

Financial services

At this stage in your life, you’re likely to have plenty on your mind in terms of finances. With all the information you need on retirement such as state and private pensions, potential investments in stocks and shares, life and critical illness insurance as well as wills, moneyextra.com can come of great help to you. To take a weight off your mind or simply just ticking off your to do list, all the information you need is here.

How can moneyextra.com help you?


“Disclaimer: No information on this website shall be construed as advice and content is offered for information purposes only. You should always seek advice from an appropriately qualified solicitor on any specific legal enquiry, an appropriately qualified Independent Financial Advisor on any specific financial matter, or an appropriately regulated and qualified debt management company. Full terms of use

Debt Free Direct is a trading name of Clear Start Partnerships Limited and is authorised and regulated to issue debt advice by the Financial Conduct Authority.

Simpson Millar LLP Solicitors is a limited liability partnership and is authorised and regulated by the Solicitors Regulation Authority.

© Copyright Simpson Millar Financial Services Ltd (Company No: 08121664). Registered office: 21-27 St Paul's Street, Leeds LS1 2JG. Authorised and Regulated by the Financial Conduct Authority. FCA registration no: 589130.
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