Welcome to the terms and conditions for the moneyextra.com website. These terms and conditions explain your rights and obligations.
Please read them carefully as your continued use of this website indicates that you accept these terms and conditions. Please contact us with any enquiries, comments, or complaints.

1.1. Definitions
Moneyextra.com  is a trading name of Simpson Millar Financial Services Limited. The terms “we”, “us”, or “our” refer to Simpson Millar Financial Services Limited.

Simpson Millar Financial Services Limited is registered in England, company registration number 08121664. The registered office is 21 – 27 St Pauls Street, Leeds, West Yorkshire LS1 2SG.

VAT registration number: 166868846

Simpson Millar Financial Services Ltd is a wholly owned subsidiary of Simpson Millar LLP and is authorised and regulated by the Financial Conduct Authority (FCA registration number: 589130).

1.2. Complete agreement and privacy
The privacy policy forms part of these terms and conditions and together they contain all of the terms relating to the use of this website.

1.3. Variation of terms and conditions
We reserve the right to change these terms and conditions from time to time, and the amended terms will be posted on this website.

2. Materials in site and software rights
2.1. All copyrights, trademarks, patents, design rights, and other intellectual property rights relating to this website (including, but not limited to, the underlying software, the design, graphics, layout, feel, and structure of our websites) will be and remain the sole property of us and our licensors.

2.2. You may view, use, download, and store the material on this website for personal and research use only. Commercial use is not permitted. Redistributing, republishing, copying, adapting or otherwise making material on this website available to third parties is prohibited.

2.3. The information in this website is given in good faith and for general information and interest only. It is subject to change without notice. We make every effort to ensure that the information on our websites is correct but we cannot guarantee that it is 100% free of inaccuracies, errors and omissions.

3. Our liability
3.1. Users of these websites are responsible for any decisions they take based on information provided on the sites. We do not accept liability (as far as permitted) for any loss arising from using or relying on information or links included in these sites.

Arrangements made between you and any third party named or referred to on the website are entirely at your sole risk and responsibility.

3.2. You agree to indemnify and hold us harmless from any liability, loss, claim, and expense (including reasonable legal fees) related to any breach by you of these terms and conditions or arising from your use of our websites.

3.3. Except as set out in clause 3.4, we shall not be liable to you in connection with this Agreement for losses that are not a reasonably foreseeable consequence of our actions. If you are using this website for commercial purposes, we shall not be liable for any loss of profits, loss of contracts, loss or corruption of data, or other economic loss arising in connection with this Agreement.

3.4. These terms and conditions do not exclude our liability (if any) to you for personal injury or death resulting from our negligence, or for any matter which it would be illegal for us to attempt to exclude its liability and do not affect your statutory rights.

3.5. Except as set out in clauses 3.3 and 3.4, our liability to you is limited to £10,000 for any event or related series of events and £20,000 for all events in any period of 12 months.

3.6. Our websites may contain links to other sites, which are outside our control and are not covered by these terms and conditions. If you access other sites using the links provided, we cannot be responsible for the content of those sites or for the way in which they deal with you or use any information they may acquire about you.

3.7. We try to meet AAA standards of accessibility, but cannot guarantee that this website will be compatible with all hardware and software that may be used by visitors to the site.

4. Your liability
You shall compensate us in full if we incur any losses or if any claims or legal proceedings are brought or threatened against us by any other person arising from your use of our websites.

5. Acceptance of these terms
This Agreement is deemed to be made in England and is subject to English law and the exclusive jurisdiction of the English courts.

6. Matters beyond reasonable control
Neither party is liable for any breach of this Agreement that is caused by a matter beyond its reasonable control, including acts of God, fire, lightning, explosion, war, flood, industrial disputes, sabotage, extremely severe weather, or acts of local or central Government or other competent authorities.

“Disclaimer: No information on this website shall be construed as advice and content is offered for information purposes only. You should always seek advice from an appropriately qualified solicitor on any specific legal enquiry, an appropriately qualified Independent Financial Advisor on any specific financial matter, or an appropriately regulated and qualified debt management company. Full terms of use

Debt Free Direct is a trading name of Clear Start Partnerships Limited and is authorised and regulated to issue debt advice by the Financial Conduct Authority.

Simpson Millar LLP Solicitors is a limited liability partnership and is authorised and regulated by the Solicitors Regulation Authority.

© Copyright Simpson Millar Financial Services Ltd (Company No: 08121664). Registered office: 21-27 St Paul's Street, Leeds LS1 2JG. Authorised and Regulated by the Financial Conduct Authority. FCA registration no: 589130.
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